1Annual Percentage Rates (APR) is calculated based on a loan amount $50,000 for Home Equity loans. For Home Equity Loans Rate is fixed for the term of the loan. Actual rate is based on the loan-to-value and the borrower's credit score at the time of origination. Home Equity Loans in TX available up to 80% LTV Maximum.
2Credit limit based on your creditworthiness. Please contact the credit union for the minimum and maximum loan amounts for the various Combined Loan-to-Values (CLTVs).
3Rate shown is based on a Combined Loan-to-Value (CLTV) of 80% or less. Rate will increase based on a CLTV greater than 80%. For Home Equity Lines of Credit the rate is variable and based on the Prime Rate (as published in the Federal Reserve Bank in Statistical Release H.15) 45 days prior to the note date or adjustment date, plus a margin. The maximum annual percentage rate in a variable-rate plan is 18%. The margin is based on loan-to-value and borrower's credit score at time of origination. Fees totaling approximately $1200 may be added to Home Equity Lines of Credit.
Property insurance is required. Flood insurance may be required. Rates, APR, terms and conditions are subject to change without notice.
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